Angelique Kenney - Oahu & all Hawaii Real Estate

Actions speaks louder than words!

Discover this website in multiple languages:
Clickez ici klicken Sie hier chasque aquí scattisi qui Tradução portuguesa

日本翻訳 한국 번역 Купите дом сегодня!

Ask me about Hiromi, my Japanese speaking partner in Real Estate!
依頼メインアバウトマイひろみ、私の日本語の話し相手の不動産！

Loan Application Checklist

In general, the documentation you will need includes:

Check for application fee

Property Information (if you already have a contract on a house) Don't forget to hire a great agent! I'm available to you for all you questions at 760 622 1616 or 208 239 0806.

Purchase Agreement.

Copy of legal description and MLS sheet.

If you are selling your current home, copy of listing contract.

If you have sold your current home, copy of settlement statement (HUD-1).

Income & Assets

Pay stubs for the last 30 days.

For the past two years:

	Names and addresses of each employer.
	W-2s

Statements for each bank, mutual fund, and/or investment account for the last three months.

Estimated value of personal property and furniture.

If you have made any large deposits to your accounts:

Explanation and source for deposit.

If large deposit was a gift:

	Signed gift letter (lender can supply).
	Copy of gift check.
	Copy of deposit receipt.

If you own more than 25% of a business:

Corporate or partnership tax returns.

If self-employed:

	Tax returns for the last three years (with schedules).
	Year-to-Date Profit and Loss Statement prepared by an accountant.

If you own rental property:

Tax returns for the last two years and current rental agreements.

If you are retired:

Pension Award Letter.

If you receive Social Security:

Social Security Award Letter.

If you are counting child support as income:

	Copy of divorce settlement.
	Copy of twelve months of cancelled child support checks.

Debts

Names, addresses, account numbers, balances and monthly payments on all current loans.

Explanation of credit report anomalies, including:

	Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.
	Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).

VA Loans

Copy of DD Form 214, Report of Separation.

Miscellaneous

Photo ID and proof of Social Security number.

Residence addresses for the past two years.

If applicable, a copy of your divorce decree.

If you are not a citizen, a copy of the front and back of your green card.

"To leave satisfied you must arrive prepared."

Consider this your home buyer’s toolkit. Open it up, take a look around, and if you like, start equipping yourself with the tools necessary to make your best purchase. In most businesses, knowledge equals power, and real estate is certainly no exception.

I hope you enjoy the free reports I’ve provided, and I hope you learn a little more about what it takes to make your important purchase a great one.

The real estate market in Honolulu is certainly volatile, and all of the information about buying a home can be overwhelming. I can help.

When you're ready to act, contact me.

DO YOU KNOW THAT I WORK AT NO COST TO YOU!

AND I WILL:

* I fight on behalf of my buyers.
* I negotiate the absolute best price.
* I protect you.
* I simplify your transaction for you as much as possible and prevent you from an avalanche of paperwork

* Commit my time and energy finding you the best property that fit your criterias.

I look forward to working with you!

Thanks for stopping by,
Angelique

Home Buyer Reports

	Be sure not to pay too much for your home! Whether you are buying your first home, or your fifth, the process of buying a home is a detailed, time-consuming venture... Read More
	Ensure A Smooth Home Purchase Buying a home can be an emotional, time-consuming, and complex process... Read More
	Avoid the Most Common Buying Errors Shopping for a new home is an emotional experience. It’s also time consuming and comes with a myriad of details... Read More
	Things To Keep In Mind When Buying Your First Home Many renters are starting to think about purchasing a home of their own. Several factors should be considered when purchasing a home... Read More

Never miss the perfect home! Search for your dream home now. Begin Search

Your Team

Your Plan

Your Calculator

Your Opinion

Your Real Estate News

Read More

Why hire a real estate professional?

FREE txt message copy and paste my cell number 808 457 8825

-----------------------------------

***AREA SERVED***

Honolulu Hawaii, Hawaii Kai, Kailua, Kaneohe, Diamond Had, Waikiki, Kahala, Ewa Gentry Haleiwa Hauula Iroquois Point Kahaluu Kahuku Laie Maili Makaha Valley Mokuleia Pearl City Pupukea Ahuimanu Aiea Ewa Beach Ewa Villages Halawa Heeia Honolulu Kaaawa Kailua homes for sale in honolulu,investing in Hawaii, investing in Honolulu, Hawaii real estate, Honolulu Hawaii real estate, Hawaii mls listings, Hawaii homes, Hawaii homes for sale, Hawaii mls listings, Hawaii real estate listings, Hawaii real estate agent, homes for sale in Hawaii , Hawaii condos,Honolulu, Hawaii , Century 21 All islands, Century 21, Angelique, Kenney, Ocean view properties, Surfer's homes, Surf spot properties, Golf course properties, New construction, condo, fixer uppers, first time home buyers and more!

----------------------------------------
***IMPORTANT NOTICE***
Please understand that REALTORS® are independent contractors and follow a strict code of ethics. This does not allow us to work with you if you are currently working with another REALTOR® or licensed real estate person. It's important to consider this before you request our services. All informations are demeed reliable but please do your own check on the information provided as they may have changed. Thank you

--------------------------------------

***REAL ESTATE INTERNET WARNING***

Despite advertising claims to the contrary, the internet is not an experienced Real Estate Professional. It cannot consult, counsel, advise, have knowledge of local laws and market conditions, make judgments, 'own the result' or care about you as a client. To obtain an accurate interpretation of any information you obtain online please contact Angelique Kenney
Courtesy of Mollie Wasserman