New data and information available on the front page of my website! www.angeliquekenney.com
Keep an eye on the trends of San Diego county.
Of course these are stats for the county not a specific neighborhood, if you have any questions or need more data, contact me today by phone 760.282.HOME (4663)
• 547 sq. ft., 1 bath, 1 bdrm single story - 
MLS®$149,900 USD - Great value!
Pacific Isle, Point Loma - Everybody wants to live in a resort style property,here is your chance to steal this fantastic buy! come visit this recently renovated spacious 1 bedroom 1 bath condo in wonderful complex in pt. Loma area, newer tile,newer paint, cooktop, new granite in kitchen. Enjoy the sea world fireworks from the living room! this luxurious complex offers private gym with large showers, change room and make up station,pool,spa,tennis courts,volleyball,rec center, close to everything (shopping, grocery stores, restaurants, gyms, san diego arena) and the beach!
>>>>>24/7 FREE INFO: 800.335.1768 - Property Code 09 <<<<<
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Now you can connect your utilities online, it's easy and fast!
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Sportsmans Point, Meridian - Announcing a price reduction on 1992 S Elkhound Ave, a 2,650 sq. ft., 2 bath, 4 bdrm 2 story "1 bed on main level". Now 
MLS® $259,777 USD - GIVE AWAY PRICE, BUY NOW!.
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Sportsmans Point, Meridian - Announcing a price reduction on 1992 S Elkhound Ave, a 2,650 sq. ft., 2 bath, 4 bdrm 2 story "1 bed on main level". Now MLS® $264,777 USD - SUPER REDUCTION!Must move.
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1992 S Elkhound Ave
Already reduced 20+K in 2 short weeks, must sale! Under $100 sq/ft!! ***GET FREE INFO NOW 24/7***
Dial 208 - 672 - 9900
then when prompted insert the Property Code #64495 | | |
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Sportsmans Point, Meridian - Announcing a price reduction on 1992 S Elkhound Ave, a 2,650 sq. ft., 2 bath, 4 bdrm 2 story "1 bed on main level". Now MLS® $284,900 USD - SUPER Value! Buy now!.
Property information
See how your credit will be rated with the new FICO 08 credit score.
Your FICO® score helps paint a financial picture of your creditworthiness for banks and other lenders. It's one of the formulas used by two of the major national credit reporting agencies (TransUnion and Equifax), and it could be a determining factor as to whether or not you qualify for a loan or credit card. And if you do qualify, it will also impact the interest rate your lender can offer you.
The Fair Isaac Corporation, creator of the FICO score, has now changed the formula for calculating your credit score. It's called FICO 08.
Why the Need for a New FICO Score?
Improved, more accurate scores mean better-informed lenders making better decisions on who receives loans. Although the exact formula has not been made public, FICO 08 is designed to be a better predictor of defaulters, more forgiving of people who have slipped up just once, and harder on repeat offenders. The range for the new credit scores will stay the same: 300 to 850.
Good News for Better Credit
FICO 08 has some benefits to help qualified people improve their credit scores. These benefits are more "forgiving" to certain types of credit activities, including:
Small debt forgiveness. In the old formula, unpaid debts under $100, like parking tickets, library fines, or small medical bills, would negatively affect your credit score. FICO 08 removes this type of debt from impacting your score.
Home repossession forgiveness. If you've had your home repossessed, or have had a charge off made on a loan balance you owed (meaning that the account was delinquent for so long that the lender considered it a loss), FICO 08 lessens the negative effect to your credit. This part of the new formula is dependent on the fact that all of your other accounts remain in good standing.
One-time late payment forgiveness. FICO 08 recognizes the difference between a "one-time" offender and someone who repeatedly misses payments. If you have a good on-time payment track record, you won't be penalized as heavily for a single late payment.
Better "starter" scores. To open up more credit opportunities, FICO 08 will more closely analyze the profiles of new borrowers and those just starting out with a few credit accounts. This is designed to make more credit available to people who have trouble building a credit score because of their limited history.
Stricter Guidelines for Bad Debt
FICO 08 is also designed to lower the credit scores of borrowers who have certain profiles, while protecting lenders against making bad loans:
High debt-to-income ratio (DTI). Basically, your DTI is the amount of money you earn compared to the amount of debt you carry. This balance of income vs. debt is a good indicator to lenders of your ability to repay your loans. If you carry a lot of debt compared to what you bring in each month, the new formula will significantly lower your credit score.
Eliminating "piggybacking." Piggybacking is a method of improving the credit score of your children or spouse by adding them onto your accounts and letting them benefit from your higher score. However, there are many "credit repair" websites that abuse the system by arranging for people with poor credit to become authorized users on accounts of strangers with better credit. FICO 08 is set up to eliminate the abuse of this practice.
More bad credit files. FICO 08 determines credit scores by separating all credit files into 12 different categories. The new formula introduces two new "bad credit" categories that will negatively affect millions of credit profiles. The Fair Isaac Corporation hasn't announced when the new scores will be available to consumers, so ask your lender if they are using this and how it may affect you.
Your FICO score is one of the most important factors in determining your credit profile. For the most part, the new FICO 08 rating guidelines are a benefit to those who use their credit responsibly and pay down loan balances by making their payments on time. If you're carrying a large balance, and want to find out more about what you can do to improve your credit rating, read Taking control of your credit score. By understanding how certain credit events can affect your credit score, you can begin building a stronger financial future.
FICO is a registered trademark of The Fair Isaac Corporation, courtesy of www.myfico.com and www.bankofamerica.com.
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| ASPCA ASSISTS IN LARGEST DOG FIGHTING CRACKDOWN IN U.S. HISTORY
On Wednesday, July 8, the ASPCA began assisting federal and state agencies in what is believed to be the largest crackdown on dog fighting in U.S. history. The raid spans eight states so far—Missouri, Illinois, Iowa, Texas, Oklahoma, Arkansas, Nebraska and Mississippi. Arrests have been made in all eight states.
Nearly 400 rescued dogs were safely transported to a secure facility under the direction of the Humane Society of Missouri’s (HSMO) Animal Cruelty Task Force, where they will be cared for until final disposition is determined by the U.S. District Court. 
“The ASPCA is determined to protect the nation’s pets from dog fighting and other forms of brutality,” says ASPCA President & CEO Ed Sayres. “Animal cruelty cannot be tolerated, and we are proud to lend our support to federal and local agencies to ensure that these abusers are brought to justice.”
At the request of HSMO, the ASPCA is lending the services of its special forensic cruelty investigation team—including disaster animal rescuers, field service investigators and Dr. Melinda Merck, the nation’s premier forensic veterinarian—to collect evidence for the prosecution of the criminal case. The ASPCA’s Mobile Animal Crime Scene Investigation Unit, outfitted with medical equipment tailored specifically for animal patients, is also on hand.
The ASPCA will also eventually assist in behavior evaluations of the dogs.
Dog fighting is banned throughout the United States and is a felony in all 50 states. If convicted of animal fighting charges, those arrested each face up to five years in prison.
Your support makes it possible for the ASPCA to rescue animals from this horrendous life. Your generosity allows our experts to collect the evidence needed to build cases against and prosecute animal cruelty offenders.
Photos: The ASPCA in Action—ASPCA team members on the ground in Missouri assisting in largest-ever dog fighting raid.
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| Always remember to Make Pet Adoption Your First Option®!
ASPCA | 424 E. 92nd St | New York, NY | 10128
Visit our website: aspca.org Update Your Profile Unsubscribe |
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The Islands, Nampa - Announcing a price reduction on 2312 E Harbour Grove Dr., a 2,458 sq. ft., 3 bath, 4 bdrm 2 story "2 master suite!". Now MLS® $229,700 USD - BUYER LOST FINANCING!.
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The Short and Simple Story of the Credit Crisis.
Crisisofcredit.com
The goal of giving form to a complex situation like the credit crisis is to quickly supply the essence of the situation to those unfamiliar and uninitiated. This project was completed as part of my thesis work in the Media Design Program, a graduate studio at the Art Center College of Design in Pasadena, California.
For more on my broader thesis work exploring the use of new media to make sense of a increasingly complex world, visit jonathanjarvis.com.
Support the project and buy a T-Shirt! cafepress.com/crisisofcredit
© Copyright 2009 Jonathan Jarvis
if you can't see it go to :
http://vimeo.com/3261363
The Crisis of Credit Visualized from Jonathan Jarvis on Vimeo.
Terrific price for location ans size!
• 2,458 sq. ft., 3 bath, 4 bdrm 2 story - MLS® $229,900 USD - BUYER LOST FINANCING!
The Islands, Nampa - ****************GET FREE INFO NOW 24/7******************
Dial 208 - 672 - 9900 - then when prompted insert the Property Code #62185
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BUYER LOST FINANCING! VACANT, ready to move-in TODAY!!!
HAVE TO SELL, SELLERS ALREADY MOVED OUT! Relocation!
Custom & immaculate, this former parade home in on private 1/3 acre next to the putting green.
Divine design meets lots of space!
This ready to move-in property has a lot to offer: formal master w/corner fireplace & large sitting area, walk-in closet, soaker tub & walk-in shower, formal dining, large open & bright kitchen, fireplace, central vac, generous bonus room (2nd master?), huge deck off the master w/view of the mountains, massive yard w/wrought iron fencing, stamped concrete patio.
BTVA
****************GET FREE INFO NOW 24/7******************
Dial 208 - 672 - 9900 - then when prompted insert the Property Code #62185
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Property information
The Islands, Nampa - Announcing a price reduction on 2312 E Harbour Grove Dr., a 2,458 sq. ft., 3 bath, 4 bdrm 2 story. Now MLS® $229,900 USD - BUYER LOST FINANCING!.
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Cedar Springs, Meridian - Announcing a price reduction on 756 W Bird Wing Dr, a 1,606 sq. ft., 3 bath, 4 bdrm 2 story "2 large living areas and huge yard!". Now MLS® $179,900 USD - Neat as a pin! Must sell!.
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Sunny Ridge, Nampa - Announcing a price reduction on 610 Fair Lane, a 3,226 sq. ft., 3 bath, 6 bdrm 1 1/2 story "Single level with bedroom upstairs". Now MLS® $199,900 USD - Waouh pricing! Sell now!.
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CA: Fight Cuts to Holding Period at Animal Shelters!
CA Budget Proposal to Shorten Animal Holding Periods at Shelters
ASPCA Position: Oppose
Action Needed: Call your California state senator and assemblymember to urge them not to shorten animal holding periods at shelters! Because of the $24 billion budget deficit facing the State of California, Governor Schwarzenegger has proposed cutting state funding to city and county animal shelters. In 1998, California passed a law that made the minimum, statewide stray animal holding period six days per animal. This “animal adoption mandate” allows pet owners time to locate lost animals and gives unclaimed animals more time to either be adopted or transferred to rescue organizations. Governor Schwarzenegger wants to suspend the mandate and drastically cut the holding period, giving animals in shelters three days or less to be claimed or adopted. By shortening the animal holding period, the state will relieve its budget deficit by a mere one-tenth of one percent (0.1%). If state funding is reduced, shelters will be put in a very difficult position. The tidal wave of home foreclosures has dramatically increased the number of surrendered and abandoned animals, placing a tremendous financial burden on these already overwhelmed shelters. Suspending the “animal adoption mandate” will have life-or-death consequences for California’s neediest animals. What You Can Do
Call your senator and assemblymember in the California Legislature and ask them to oppose the governor’s proposal to suspend the animal adoption mandate. When you call, you will most likely speak to a staff member who will offer to pass your message along to your senator and assemblymember. Here are a few suggestions that may help you when speaking to a legislative staffer: - Give your name and address so they know you are a constituent.
- Tell them that you strongly oppose the governor’s proposal to shorten animal holding periods at shelters.
- Be sure to thank the person you speak with for taking the time to consider your views.
Afterwards, please use the link below to let us know you called. Thank you for your help, California. |
To find your elected officials, please enter your ZIP Code. If you live in a split district, you may need to enter your full address. | | | | Address: | | | | City: | | | | State: | | AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY AS FM GU MH MP PR PW VI AA AE AP AB BC MB NB NL NS NT NU ON PE QC SK YT None | | ZIP Code: | | |
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From www.ASPCA.org |
https://secure2.convio.net/aspca/site/Advocacy?alertId=2587&pg=makeACall&JServSessionIdr011=gb0t9za4b3.app25b